![]() *The premium rates displayed are for policies without add-on covers. Premium for Family Health Insurance (Self, Spouse, and 1 Child) Suppose the sum insured is Rs 5 lakh for a policy term of 1 year. Here’s how we calculate health insurance premium: Given below is a quick table to explain how the mediclaim premium rates vary for our individual and family floater health insurance plans, considering different age groups of the insured people. Let’s understand the comparison of different health insurance premium amounts with an example. Understanding the Calculation of Insurance Premium Other factors, such as existing health problems or family history, might also be considered. After an underwriting review of your current health condition, there may be a slight variation in the premium cost. ![]() ![]() Please Note: The premium calculated by the digital tool is an estimated insurance pay-out based on your shared information. You can check the premium and critical benefits in your base health insurance cover. The health insurance premium calculator will automatically calculate the amount you must pay to be eligible for coverage. All you need to do is follow these simple steps. Getting a free quote and computing your premium cost through the online health insurance premium calculator is as easy as you may find. 5 Easy Steps to Calculate Health Insurance Premium Online Read more about how you can calculate health insurance premium through Care Insurance digital portal. Calculating health insurance premium is the primary step toward finding an affordable policy for yourself & your family. This way, you can select the plan with the suitable health benefits and plan your budget accordingly. It helps you estimate the cost of securing your health under the desired insurance policy without getting into lengthy calls or visits. As a policyholder, you would prefer to opt for a health plan that comes at an affordable cost and meets your medical needs.Īt Care Health Insurance, we help you make an informed decision about your health and money management with our digital health insurance premium calculator. Easy & Instant Premium Calculation with Care Health InsuranceĪs much as health insurance is essential, it is also important to know how much investment you should make in health insurance. Should you still need some help, the customer support of Care Health Insurance is just one call away. The easy-to-understand steps and minimal required information helps you complete the premium calculation without any assistance. What’s best is that a health insurance premium calculator helps you get a close to accurate premium cost from the comfort of your place without scheduling any agent visits or calls. ![]() The policy tenure, and other components that go into the calculation of insurance premiumĬalculating health insurance premium helps you compare the cost of different health covers by customising the number of insured members, healthcare benefits, policy’s sum insured and tenure. The insured member’s age, gender and health status Instead, get an initial idea of the estimated premium with just a few clicks! The calculator uses several factors, including: This way, you need not chase insurers for a quote. The calculator simplifies complex policy calculations and improves your policy-buying decisions. What is a Health Insurance Premium Calculator?Ī mediclaim premium calculator is a user-friendly tool to assess the cost of your medical policy.
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